Funding Programmes
We have comprehensive range of funding programmes in place to support our lending activities.
One of our main aims is to ensure that the group has satisfactory funding levels, at the most efficient cost. And that these should meet all funding needs of the group, while complying with all regulatory and prudential limits. We achieve this by having a broad range of funding sources with a mixed-maturity profile for the debt we raise.
Our debt capital markets funding team manage all long-term funding programmes and our money market team manage our short-term liquidity programmes.
Our funding programmes include:
- Deposits (corporate and retail)
- Interbank deposits
- Certificate of deposit (CD) programme
- European commercial paper (ECP) programme
- Regular securitisation transactions under the Celtic name